About Us:

Onmo is the UK’s newest credit card provider, delivering fair, flexible, and easy-to-use financial products. As we grow, we’re seeking a detail-oriented Data Analyst for a short-term contract to provide clarity and structure to our data processes and calculations related to credit card mechanics.

About the Role: 

We are seeking a passionate and analytical Data Specialist to join our team. This is a role for a person who loves data and credit systems, with a curiosity to deeply understand how to interpret data and applies due care and consideration in creating structured and documented processes.

This role focuses on collecting, cleaning, analysing, documenting, and explaining the intricate mechanics of credit cards, from minimum payment calculations to arrears management. Your work will ensure that complex processes are accurately represented, well-documented, and accessible to both technical and non-technical stakeholders.

Key Responsibilities:

Credit Card Mechanics Documentation

• Develop clear, structured documentation explaining credit card processes such as:
  • Minimum payment due calculations.
  • Statement generation timelines and triggers.
  • Due dates and their relationship to payment schedules.
  • Arrears calculations and tracking.
• Create examples and use cases to simplify complex calculations for diverse audiences.

Data Analysis & Insights

• Analyse credit card transaction and account data to validate the accuracy of calculations and business logic.
• Provide insights to enhance decision-making and operational efficiency.

• Write clean, well-structured code to support data extraction, analysis, and reporting.
• Build data quality checks alongside analysis and reports.
• Implement and follow best practices in version control to maintain code quality and reproducibility.

About You:

Essential Skills & Experience:

• Strong understanding of credit card mechanics, including payment calculations, statement generation, due dates, and arrears processes from a data perspective.
• Exceptional documentation skills, with the ability to understand and present complex calculations in a simple, structured manner.
• Proficiency in SQL, and data visualization tools (e.g., Power BI).
• Experience with version control and principles. Experience with version control repositories, such as Git would be a differential.
• Analytical mindset with strong problem-solving skills and attention to detail.

Your Working Style:

• Highly organized, with the ability to manage multiple tasks and priorities effectively.
• Strong communicator who can explain technical details clearly and concisely to diverse audiences.
• Collaborative and proactive, thriving in a dynamic and fast-paced environment.
• Focused on creating structured, scalable solutions that can be easily understood and maintained.

Why Join Us?

• Contribute to foundational projects that define our credit card offerings and processes.
• Collaborate with a dynamic team to deliver innovative solutions in the fintech space.
• Take ownership of meaningful work that impacts customers and the business directly.

This short-term contract is ideal for a data analyst with a passion for clarity, structure, and precision in financial data analysis and documentation.